You look after
We'll look after
your real assets.
the money.
Meet Chip, your wealth app. Save and invest all in one place and take the effort out of building your long-term wealth.
Discover ways to build your wealth.
Where do you want to be in 5 years?
Try our interest rate calculator for a glimpse into the future.
Earn 4.84% AER interest with our instant access account.
No limits, penalties or reduction in your rate for withdrawing.
Dream big each month with the Prize Savings Account.
Win a share of £75k of prizes in our monthly prize draw.
Save automatically with our award winning AI.
Invest in funds available on our free plan.
Get started with a simple choice of funds and low fees. Available on our free plan
Where do you want to be in 10 years?
Try our Stocks & Shares ISA Calculator for a glimpse into the future.
Save automatically with our award winning AI.
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Earn returns 1.9x higher than the highest ‘Big Four’ easy-access interest rate.
The Chip Cash ISA is more than just a tax-efficient, flexible, and secure way to save money; it’s been built to help your money grow in a sustainable way that broadens your wider wealth building portfolio.
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Savings done your way.
Get your money making money with our range of savings accounts.Whether it’s instant access, tax-free interest or the chance to win prizes make your goals happen with Chip.
4.84% AER in instant access savings.
Win a share of £75k of prizes each month.
Earn interest, tax-free with our Cash ISA.
Automate your wealth with hands free saving.
All our savings accounts work with our Savings Plans, so you can automatically build your savings without thinking.
You can use both our award-winning Auto-Saving technology and our new Recurring Saves feature to build fully customised savings plans. Charges may apply.
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Get your money to work with investing
At Chip we’re about smart, considered wealth building, not guessing what individual stocks might do. Invest in funds carefully curated by the experts at BlackRock, Vanguard and Invesco.
Pay 0% platform fees with a Chip Stocks & Shares ISA*
Managed by the biggest asset managers in the world.
5 investment funds available in our free plan.
All our savings accounts are FSCS protected.
Every savings account we offer is provided by UK authorised banks. Deposits made into these accounts are covered by the Financial Services Compensation Scheme (FSCS), ensuring government-backed protection up to £85,000 per bank.
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People who have built wealth from the pound up.
Your wealth building journey can start anywhere. Hear from a few of our members who took control of their money, and all in one savings app.
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Pricing plan
Pick the membership plan that’s right for you. Get started with a 28 day free trial then either 5.99 every 28 days (paid monthly) or £65.05 paid annually (equivalent to £4.99 every 28 days).
Opening a Chip account takes just a few minutes. No forms, no fuss.
1. Download Chip
Head to the App Store or Google Play Store.
2. Create an account
Enter a few details and pending a quick check.
3. You're good to go!
Choose from our range of savings accounts.